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All Crypto Lending Companies & Platforms
View and filter the top crypto lending platforms
MEXC
| Founded: | 2018 |
| Availability: | 170+ countries and regions |
| HQ: | Comoros |
Interest Rates
| Stablecoins | 8% |
Summary
MEXC is a low-cost global exchange best suited to active traders who want broad spot and futures access. Its current zero-fee spot program and wide ma...
LendProtocol
| Founded: | 2026 |
| Availability: | Worldwide, excluding US |
| HQ: | London, United Kingdom |
Interest Rates
| Stablecoins | 12% |
| XRP | 12% |
Summary
LendProtocol is a centralized crypto lending platform built around the XRP Ledger ecosystem. It offers fixed-rate earn accounts for XRP and RLUSD, alo...
Billz
| Founded: | 2025 |
| Availability: | Europe, United States and Canada |
| HQ: | Paris, France |
Interest Rates
| Stablecoins | 3% |
| SOL | 3% |
Summary
Billz helps users pay real-world bills without selling their crypto.Users can deposit supported crypto or stablecoins as collateral to:Access liquidit...
Clapp Finance
| Founded: | 2025 |
| Availability: | Available in the US and other supported countries; product access varies by jurisdiction |
| HQ: | Czech Republic |
Interest Rates
| BTC | 5% |
| ETH | 6% |
| Stablecoins | 8.2%UP |
Summary
Clapp Finance is a newer Europe-focused crypto fintech platform combining crypto savings accounts, euro banking features, trading, and crypto-backed c...
Zengo
| Founded: | 2018 |
| Availability: | Worldwide |
| HQ: | Israel |
Summary
Quick takeZengo is a self-custodial crypto wallet with built-in Ethereum staking. Instead of using a seed phrase, the wallet uses multi-party computat...
YouHodler
| Founded: | 2018 |
| Availability: | Not available in the US or other restricted jurisdictions |
| HQ: | Switzerland, Cyprus |
Interest Rates
| BTC | 7% |
| ETH | 11% |
| Stablecoins | 20% |
| SOL | 11% |
| LTC | 16% |
| DOGE | 11% |
| XRP | 11% |
Summary
YouHodler offers a crypto yield (earn) program for 30+ coins, including Bitcoin (BTC), Ripple (XRP), Binance Coin (BNB), Cardano (ADA) and a variety o...
Wirex
| Founded: | 2014 |
| Availability: | Worldwide, excluding NY |
| HQ: | London, UK |
Interest Rates
| Stablecoins | 6% |
Summary
Wirex is an app to buy, sell, and spend crypto. Wirex offers a crypto back credit card, and interest bearing crypto accounts called X-Accounts.X-Accou...
Tuyo
| Founded: | 2024 |
| Availability: | Worldwide, excluding the UK |
| HQ: | Wilmington, DE |
Interest Rates
| BTC | 1.6% |
| Stablecoins | 3.79%DOWN |
Summary
Tuyo is a self-custodial finance app that makes it easy to hold, earn, and spend stablecoins. Users keep control of their assets at all times, while a...
Trustyfy
| Founded: | 2023 |
| Availability: | Worldwide |
| HQ: | Lithuania |
Summary
Trustyfy is a neobank like platform designed to bridge the gap between decentralized digital assets and traditional financial services. It provides us...
The Kingdom Bank
| Founded: | 2015 |
| Availability: | Worldwide |
| HQ: | Dominica |
Interest Rates
| Stablecoins | 5.75% |
Summary
The Kingdom Bank offers a fixed-term crypto savings account that lets you deposit USDT (Tether) on the Tron blockchain and earn over time. This is a c...
Stoic AI
| Founded: | 2015 |
| Availability: | Worldwide |
| HQ: | Gibraltar |
Summary
Stoic AI is an automated trading bot designed to make professional hedge-fund style strategies accessible to everyday crypto investors. Instead of man...
Solid
| Founded: | 2025 |
| Availability: | Worldwide |
| HQ: |
Interest Rates
| Stablecoins | 4.5%DOWN |
Summary
Solid is a Stablecoin Super-App designed to simplify DeFi yield generation. Users deposit USDC, which is automatically converted into soUSD, a yield-b...
Robinhood
| Founded: | 2013 |
| Availability: | US and select EU countries |
| HQ: | Menlo Park, CA, USA |
Interest Rates
| ETH | 3.15% |
| Stablecoins | 7% |
| SOL | 4.55% |
Summary
Robinhood began as a commission-free trading app and has evolved into a major player in fintech. Crypto now represents a significant portion of the pl...
River
| Founded: | 2019 |
| Availability: | US only, excluding NY and NV |
| HQ: | USA |
Summary
River is a Bitcoin-focused savings platform. You can buy and hold BTC, alongside USD. It only serves customers in the US.Earn Bitcoin on USDUniquely, ...
PrimeXBT
| Founded: | 2018 |
| Availability: | Worldwide, excluding US |
| HQ: | Seychelles |
Summary
PrimeXBT is a cryptocurrency and trading platform that offers multi-asset trading capabilities and advanced tools for investors.PrimeXBT appeals to tr...
Phemex
| Founded: | 2019 |
| Availability: | Restricted in the U.S., UK, Australia and other listed jurisdictions; Canadian restrictions include Ontario, Quebec, Alberta and Saskatchewan. |
| HQ: | Singapore |
Interest Rates
| BTC | 1%UP |
| ETH | 1.5%UP |
| Stablecoins | 2%DOWN |
| SOL | 0.8%UP |
Summary
Quick takePhemex offers Flexible Savings and a separate lending pool where supplied assets earn interest from borrowers. Flexible Savings can be redee...
PayPal
| Founded: | 1998 |
| Availability: | Worldwide |
| HQ: | San Jose, CA |
Interest Rates
| Stablecoins | 4%UP |
Summary
PayPal is one of the first major U.S. fintech companies to launch its own regulated stablecoin, PYUSD, issued by Paxos and fully backed by U.S. dollar...
Nexo
| Founded: | 2017 |
| Availability: | Worldwide |
| HQ: | Switzerland |
Interest Rates
| BTC | 6.5% |
| ETH | 7.5% |
| Stablecoins | 14% |
| SOL | 8% |
| LTC | 7.75% |
| DOGE | 1% |
| XRP | 12% |
Summary
Quick takeNexo is a custodial crypto platform combining interest accounts, fixed-term savings, borrowing, exchange services, and a payment card. Its y...
Nebeus
| Founded: | 2014 |
| Availability: | UK, Europe and Latin America |
| HQ: | Spain |
Interest Rates
| BTC | 12% |
| ETH | 12% |
| Stablecoins | 15% |
| SOL | 1% |
| LTC | 4.5% |
| DOGE | 1% |
| XRP | 12% |
Summary
Nebeus is a multi-currency financial platform, merging money with crypto. Nebeus supports 25+ coins.Nebeus Crypto RentingRent (lend) your crypto to Ne...
Lune
| Founded: | 2021 |
| Availability: | Worldwide |
| HQ: | Grenadines |
Interest Rates
| BTC | 21.5% |
| ETH | 21.5% |
| Stablecoins | 29.5% |
Summary
Lune.fi positions itself as a crypto exchange and liquidity aggregator with a focus on delivering competitive trading rates and high-yield income oppo...
Liquid
| Founded: | 2025 |
| Availability: | Worldwide excluding US and Ontario |
| HQ: | Delaware, US |
Summary
Liquid is a non-custodial trading and yield platform launched in 2025. While best known for its high-leverage trading, it also offers a Vault product ...
Ledn
| Founded: | 2018 |
| Availability: | Worldwide, Growth accounts unavailable in certain countries and states |
| HQ: | Ontario |
Summary
Ledn is a digital-asset lending and savings platform. It allows users to use Bitcoin as collateral to borrow USD or stablecoins, or to earn yields via...
Lantern Finance
| Founded: | 2023 |
| Availability: | Worldwide |
| HQ: | Las Vegas, NV |
Summary
Lantern Finance offers cryptocurrency-backed loan products that allow users to obtain loans secured by their digital assets. Lantern Finance offers co...
Kraken
| Founded: | 2011 |
| Availability: | Available in supported jurisdictions; U.S. restrictions include Maine and New York. Assets and funding vary by location. |
| HQ: | San Francisco, CA |
Interest Rates
| BTC | 0.02%DOWN |
| Stablecoins | 3.75%DOWN |
| SOL | 4.72%DOWN |
| XRP | 0.1%DOWN |
Summary
Quick takeKraken is a custodial crypto exchange offering flexible staking, bonded staking, and Auto Earn for eligible assets and regions. Flexible pro...
Krak
| Founded: | 2025 |
| Availability: | Worldwide |
| HQ: | San Francisco, CA |
Interest Rates
| BTC | 0.1% |
| ETH | 1%DOWN |
| Stablecoins | 4.25%UP |
| SOL | 2.86%DOWN |
Summary
Krak is a new simple crypto-powered mobile payment app by the popular Kraken crypto exchange. It is designed to be a crypto-friendly alternative to Ve...
KAST
| Founded: | 2023 |
| Availability: | Available in supported countries; card and features vary by region |
| HQ: | Hong Kong |
Interest Rates
| Stablecoins | 3.3% |
Summary
KAST is a stablecoin-powered financial platform designed to serve as a next-generation alternative to traditional banking. Built by a team with experi...
Ju.com
| Founded: | 2013 |
| Availability: | Worldwide |
| HQ: | Dubai, UAE |
Interest Rates
| Stablecoins | 2.01% |
Summary
Quick takeJu.com Earn currently centers on fixed-yield products with an advertised menu of term-based offers. The structure is easy to understand when...
iTrustCapital
| Founded: | 2018 |
| Availability: | USA |
| HQ: | Irvine, CA |
Interest Rates
| ETH | 2.25% |
| Stablecoins | 2%UP |
| SOL | 5.37%UP |
Summary
iTrustCapital is a U.S.-based platform that allows individuals to buy, sell, and hold cryptocurrencies and precious metals within self-directed retire...
Gemini
| Founded: | 2014 |
| Availability: | Available in supported jurisdictions; UK, EEA and Australia accounts closed effective 6 April 2026. Verify the specific location. |
| HQ: | New York, NY |
Interest Rates
| ETH | 3% |
| SOL | 6% |
Summary
Quick takeGemini Staking is a custodial staking service built into the Gemini exchange. It currently supports Ethereum, Solana, and Monad, with no sta...
Firefish
| Founded: | 2022 |
| Availability: | Worldwide |
| HQ: | Slovakia |
Summary
Firefish is a Bitcoin-backed lending marketplace that connects borrowers and lenders directly, using Bitcoin as collateral and stablecoins as the loan...
Figure Markets
| Founded: | 2018 |
| Availability: | Worldwide |
| HQ: | San Francisco, CA |
Interest Rates
| ETH | 1% |
| Stablecoins | 3.85%UP |
| SOL | 3.63% |
Summary
Quick takeFigure Markets offers two distinct ways to earn: YLDS, an interest-bearing digital security designed to maintain a stable value, and Democra...
EXMO
| Founded: | 2014 |
| Availability: | Worldwide |
| HQ: | London, UK |
Interest Rates
| BTC | 0.2%DOWN |
| ETH | 1.2%DOWN |
Summary
Quick takeEXMO Earn offers flexible and fixed plans across major cryptocurrencies and stablecoins. Flexible plans pay daily, compound automatically, a...
ether.fi
| Founded: | 2022 |
| Availability: | Worldwide |
| HQ: | Cayman Islands |
Interest Rates
| BTC | 0.2%UP |
| ETH | 2.31%DOWN |
Summary
ether.fi is a non-custodial crypto platform focused on Ethereum staking, automated yield strategies, and crypto-backed spending. It originally launche...
Ember Fund
| Founded: | 2018 |
| Availability: | Worldwide |
| HQ: | Los Angeles, USA |
Summary
Ember Fund is an app that offers an engaging and accessible platform for acquiring Bitcoin through an ecosystem uniting earning, playing, and investin...
EarnPark
| Founded: | 2022 |
| Availability: | Worldwide (services limited in the US) |
| HQ: | UK |
Interest Rates
| BTC | 10% |
| ETH | 15% |
| Stablecoins | 20% |
| SOL | 20% |
| DOGE | 5% |
| XRP | 5% |
Summary
EarnPark is a crypto investment platform that provides financial services to users looking to earn interest using cryptocurrencies. They are developin...
Cryptomus
| Founded: | 2022 |
| Availability: | Worldwide |
| HQ: | Canada |
Interest Rates
| ETH | 3% |
| Stablecoins | 3% |
Summary
Quick takeCryptomus offers wallet-based earning products labeled as staking for ETH, BNB, TRX, DAI, and USDT. The minimums are low and the platform sa...
Crypto.com
| Founded: | 2016 |
| Availability: | Worldwide, all US states except NY |
| HQ: | Hong Kong |
Interest Rates
| BTC | 0.2%DOWN |
| ETH | 0.2%DOWN |
| Stablecoins | 0.5%DOWN |
| SOL | 0.25%DOWN |
Summary
Quick takeCrypto.com offers several earning routes inside a broad trading and payments app, but the product menu requires careful reading. Crypto Earn...
CoinRabbit
| Founded: | 2020 |
| Availability: | Worldwide |
| HQ: | Seychelles |
Interest Rates
| BTC | 0.3% |
| ETH | 1.2% |
| Stablecoins | 5% |
Summary
CoinRabbit is a stablecoin-focused lending/loan platform. CoinRabbit offers monthly yield on USDT (Tether) and USDC (Circle).With no KYC, no fees, and...
Coinmetro
| Founded: | 2017 |
| Availability: | Worldwide |
| HQ: | Tallinn, Estonia |
Interest Rates
| BTC | 1.8% |
| ETH | 2.4% |
| XRP | 2% |
Summary
Quick takeCoinmetro offers asset-specific staking plans and XCM token rewards. Some plans use genuine proof-of-stake delegation, while products market...
CoinJar
| Founded: | 2013 |
| Availability: | Australia and the United Kingdom (UK) |
| HQ: | Melbourne, Australia |
Summary
CoinJar is an Australian cryptocurrency exchange and platform. It offers a variety of services, like CoinJar Exchange, CoinJar Card and CoinJar Bundle...
CoinDepo
| Founded: | 2021 |
| Availability: | Worldwide |
| HQ: | Grenadines |
Interest Rates
| BTC | 12%DOWN |
| ETH | 12%DOWN |
| Stablecoins | 17%DOWN |
| SOL | 12%DOWN |
| LTC | 12% |
| DOGE | 12%DOWN |
| XRP | 12%DOWN |
Summary
CoinDepo offers high-yield compound interest accounts for crypto holders looking to earn yield on their digital assets. The platform supports both sta...
Coinbase
| Founded: | 2012 |
| Availability: | 100+ countries |
| HQ: | Wilmington, DE |
Interest Rates
| ETH | 1.69%DOWN |
| Stablecoins | 3.5%UP |
| SOL | 3.48%UP |
Summary
Quick takeCoinbase combines a mainstream U.S. exchange with several distinct ways to earn: proof-of-stake rewards, a Coinbase-funded USDC rewards prog...
BYDFi
| Founded: | 2020 |
| Availability: | Restricted in the U.S. and other listed jurisdictions, including Canada, France, India and Singapore. Check the current prohibited-country list. |
| HQ: | Singapore |
Summary
BYDFi is a global cryptocurrency exchange offering spot trading, perpetual futures, and simplified crypto products aimed at both beginner and advanced...
Bitvavo
| Founded: | 2018 |
| Availability: | EU only |
| HQ: | Netherlands |
Interest Rates
| BTC | 0.02%DOWN |
Summary
Quick takeBitvavo is a European exchange with automatic flexible staking, fixed staking, and lending. The useful distinction is that Bitvavo publishes...
Bitunix
| Founded: | 2021 |
| Availability: | Worldwide, excluding US |
| HQ: | St. Vincent |
Summary
Bitunix is a centralized cryptocurrency exchange that focuses on both spot and derivatives trading. It supports over 270 cryptocurrencies, including p...
Bitfinex
| Founded: | 2012 |
| Availability: | Worldwide, excluding US |
| HQ: | British Virgin Islands |
Interest Rates
| BTC | 1.98% |
Summary
Quick takeBitfinex provides two separate ways to earn: proof-of-stake rewards and peer-to-peer funding for margin traders. Funding gives customers con...
Bitcoin IRA
| Founded: | 2015 |
| Availability: | Worldwide |
| HQ: | Sherman Oaks, CA |
Interest Rates
| ETH | 2% |
| SOL | 2%UP |
Summary
Quick takeBitcoin IRA is a platform for holding and trading cryptocurrency inside a self-directed retirement account. Its yield offering is native sta...
Binance US
| Founded: | 2019 |
| Availability: | US only |
| HQ: | CA, USA |
Interest Rates
| ETH | 1.5%DOWN |
| SOL | 3.9%UP |
Summary
Quick takeBinance US is a U.S.-focused crypto exchange with custodial staking for several proof-of-stake assets. Its main advantage is convenience: cu...
Backpack
| Founded: | 2022 |
| Availability: | Worldwide (lending unavailable in US, a few states restricted) |
| HQ: | Tokyo, Japan |
Interest Rates
| BTC | 0.02%DOWN |
| ETH | 0.13%DOWN |
| SOL | 3.72%UP |
Summary
Quick takeBackpack offers exchange-based lending and Solana earning products with terms that depend on the asset. Its strongest feature is Auto-Lend, ...
Axal
| Founded: | 2023 |
| Availability: | Worldwide |
| HQ: | New York, NY |
Interest Rates
| BTC | 2% |
| Stablecoins | 7.47%UP |
Summary
Axal is a crypto yield platform aimed at simplifying the process of earning returns on stablecoins. Users deposit stablecoins or Bitcoin, and Axal’s s...
Avici
| Founded: | 2024 |
| Availability: | Worldwide |
| HQ: | Delaware, USA |
Summary
Avici is an on-chain self-custody crypto app with a Visa-based card. Learn more about the Avici Card.Apple and Google Pay are supported, as well as vi...
AscendEX
| Founded: | 2018 |
| Availability: | Worldwide, excluding US |
| HQ: | Singapore |
Interest Rates
| Stablecoins | 10.52%UP |
| SOL | 2.02%DOWN |
| LTC | 1% |
| XRP | 2.02% |
Summary
Quick takeAscendEX combines exchange-managed staking with other Earn offers. Its clearest advantage is Instant Unbonding, which can return supported s...
Arch Lending
| Founded: | 2022 |
| Availability: | US |
| HQ: | New York, NY |
Summary
Arch Lending is a crypto-backed lending platform founded in 2022 and headquartered in New York, NY. It allows users to borrow USD or USDC using digita...
APX Lending
| Founded: | 2022 |
| Availability: | US and Canada |
| HQ: | Toronto, Canada |
Summary
APX Lending is a North America–focused crypto-backed lending platform that enables borrowers to unlock liquidity from their digital assets without sel...
