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Earn Programs

Crypto Earn Programs by Supported Coin

Compare 37 platforms by supported coins, APY distribution, and payout terms.

YouHodler
Not available in the US/CanadaWeekly payouts
BitcoinBTC8.00% APY
EthereumETH12.00% APY
SolanaSOL12.00% APY
XRPXRP12.00% APY
LitecoinLTC16.00% APY
DogecoinDOGE12.00% APY
TetherUSDT20.00% APY
USD CoinUSDC20.00% APY

Best

20.00%

USDT

Average

14.00%

Across supported coins

Lockup

None

CoinDepo
Available in the USDaily payouts
BitcoinBTC12.75% APYUp to 18.00%
EthereumETH12.75% APYUp to 18.00%
SolanaSOL12.75% APYUp to 18.00%
XRPXRP12.75% APYUp to 18.00%
LitecoinLTC12.00% APYUp to 18.00%
DogecoinDOGE12.75% APYUp to 18.00%
TetherUSDT18.50% APYUp to 23.00%
USD CoinUSDC18.50% APYUp to 23.00%

Best

18.50%

USDT

Average

14.09%

Across supported coins

Lockup

None

Nexo
Available in the USDaily payouts

Exchange · Lending · Loans

BitcoinBTC6.50% APY
EthereumETH7.50% APY
SolanaSOL8.00% APY
XRPXRP12.00% APY
LitecoinLTC7.75% APY
DogecoinDOGE1.00% APY
TetherUSDT14.00% APY
USD CoinUSDC14.00% APY

Best

14.00%

USDT

Average

8.84%

Across supported coins

Lockup

None or 1 month

EarnPark
Worldwide (services limited in the US)Daily payouts

Staking

BitcoinBTC10.00% APY
EthereumETH15.00% APY
SolanaSOL20.00% APY
XRPXRP5.00% APY
DogecoinDOGE5.00% APY
TetherUSDT20.00% APY
USD CoinUSDC20.00% APY

Best

20.00%

SOL

Average

13.57%

Across supported coins

Lockup

None

Nebeus
UK, Europe and Latin AmericaDaily payouts

Staking · Neobank · Loans

BitcoinBTC4.50% APY
EthereumETH4.50% APY
SolanaSOL1.00% APY
XRPXRP4.50% APY
LitecoinLTC4.50% APY
DogecoinDOGE1.00% APY
USD CoinUSDC12.00% APY

Best

12.00%

USDC

Average

4.57%

Across supported coins

Lockup

1-4 months

Kraken
Available in the USWeekly payouts

Staking · Exchange · DeFi

BitcoinBTC0.02% APY
EthereumETH1.86% APY
SolanaSOL2.93% APY
XRPXRP1.00% APY
TetherUSDT4.08% APYUp to 5.12%
USD CoinUSDC4.08% APYUp to 5.12%

Best

4.08%

USDT

Average

2.33%

Across supported coins

Lockup

Flexible / varies

Krak
Available in the USWeekly payouts

Staking · DeFi · App

BitcoinBTC0.10% APY
EthereumETH1.00% APY
SolanaSOL2.86% APY
TetherUSDT2.00% APYUp to 4.25%
USD CoinUSDC2.00% APYUp to 4.25%

Best

2.86%

SOL

Average

1.59%

Across supported coins

Lockup

None

Phemex
Worldwide, excluding US

Exchange

BitcoinBTC1.00% APYUp to 3.00%
EthereumETH1.50% APYUp to 3.00%
SolanaSOL0.80% APYUp to 3.00%
TetherUSDT2.00% APYUp to 10.00%
USD CoinUSDC2.00% APYUp to 10.00%

Best

2.00%

USDT

Average

1.46%

Across supported coins

Lockup

Flexible / varies

Crypto.com
Available in the USWeekly payouts

Staking · DeFi

BitcoinBTC0.20% APY
EthereumETH0.20% APY
SolanaSOL0.25% APY
TetherUSDT0.50% APY
USD CoinUSDC0.50% APY

Best

0.50%

USDT

Average

0.33%

Across supported coins

Lockup

None (flexible), 1 month, 3 months

Lune
Available in the USDaily payouts

Exchange

BitcoinBTC21.50% APY
EthereumETH21.50% APY
TetherUSDT29.50% APY
USD CoinUSDC29.50% APY

Best

29.50%

USDT

Average

25.50%

Across supported coins

Lockup

1-360 days

AscendEX
Worldwide, excluding USDaily payouts

Staking · Exchange

SolanaSOL5.13% APY
XRPXRP2.02% APY
LitecoinLTC1.00% APY
TetherUSDT2.02% APY

Best

5.13%

SOL

Average

2.54%

Across supported coins

Lockup

None

CoinRabbit
Available in the USDaily payouts

Loans

BitcoinBTC0.30% APY
EthereumETH1.20% APY
TetherUSDT5.00% APY
USD CoinUSDC5.00% APY

Best

5.00%

USDT

Average

2.88%

Across supported coins

Lockup

None

Figure Markets
Available in the USMonthly payouts

Loans

EthereumETH1.00% APY
SolanaSOL3.63% APY
TetherUSDT3.85% APY
USD CoinUSDC3.85% APY

Best

3.85%

USDT

Average

3.08%

Across supported coins

Lockup

Flexible / varies

Bitfinex
Worldwide, excluding USWeekly payouts

Staking · Exchange

BitcoinBTC1.98% APY
EthereumETH1.45% APY
SolanaSOL9.30% APY

Best

9.30%

SOL

Average

4.24%

Across supported coins

Lockup

Flexible / varies

iTrustCapital
Available in the USMonthly payouts

Staking

EthereumETH2.25% APY
SolanaSOL5.37% APY
USD CoinUSDC2.00% APY

Best

5.37%

SOL

Average

3.21%

Across supported coins

Lockup

Staking

Backpack
Available in the US

Staking · Exchange · Lending · Loans

BitcoinBTC0.03% APY
EthereumETH0.24% APY
SolanaSOL4.76% APY

Best

4.76%

SOL

Average

1.68%

Across supported coins

Lockup

Unbonding period applies

Bitvavo
EU onlyWeekly payouts

Staking · Exchange · Lending

BitcoinBTC0.02% APY
EthereumETH2.00% APY
SolanaSOL3.60% APY

Best

3.60%

SOL

Average

1.87%

Across supported coins

Lockup

None

Coinmetro
Available in the USEnd of term payouts

Staking · Exchange

BitcoinBTC1.80% APYUp to 6.00%
EthereumETH2.40% APYUp to 4.00%
XRPXRP2.00% APYUp to 6.00%

Best

2.40%

ETH

Average

2.07%

Across supported coins

Lockup

3, 6, 12, or 24 months

Bitcoin IRA
Available in the USMonthly payouts

Staking

BitcoinBTC2.00% APY
EthereumETH2.00% APY
SolanaSOL2.00% APY

Best

2.00%

BTC

Average

2.00%

Across supported coins

Lockup

None

Clapp Finance
Available in the USDaily payouts

Exchange · Loans

BitcoinBTC5.00% APY
EthereumETH6.00% APY

Best

6.00%

ETH

Average

5.50%

Across supported coins

Lockup

None to 12 months

Gemini
Available in the US

Staking · Exchange

EthereumETH3.00% APY
SolanaSOL6.00% APY

Best

6.00%

SOL

Average

4.50%

Across supported coins

Lockup

None

Robinhood
Available in the USVaries payouts

Staking · DeFi

EthereumETH3.15% APY
SolanaSOL4.55% APY

Best

4.55%

SOL

Average

3.85%

Across supported coins

Lockup

Unstaking

Binance US
Available in the USWeekly payouts

Staking · Exchange

EthereumETH2.30% APY
SolanaSOL4.50% APY

Best

4.50%

SOL

Average

3.40%

Across supported coins

Lockup

Flexible / varies

Tuyo
Available in the US

DeFi · App

BitcoinBTC1.60% APY
USD CoinUSDC3.79% APY

Best

3.79%

USDC

Average

2.70%

Across supported coins

Lockup

Flexible / varies

Coinbase
Available in the USVaries payouts

Staking · Exchange

EthereumETH1.76% APY
SolanaSOL3.70% APY

Best

3.70%

SOL

Average

2.73%

Across supported coins

Lockup

None

Aave App
Available in the USEvery second payouts

DeFi · App

TetherUSDT3.42% APY
USD CoinUSDC3.42% APY

Best

3.42%

USDT

Average

3.42%

Across supported coins

Lockup

None

KAST
Available in the US

DeFi · Neobank

TetherUSDT3.30% APYUp to 7.00%
USD CoinUSDC3.30% APYUp to 7.00%

Best

3.30%

USDT

Average

3.30%

Across supported coins

Lockup

Flexible / varies

EXMO
Available in the US

Exchange

BitcoinBTC3.00% APYUp to 5.00%
EthereumETH3.00% APYUp to 6.00%

Best

3.00%

BTC

Average

3.00%

Across supported coins

Lockup

Flexible / varies

Cryptomus
Available in the US

Staking · Exchange

EthereumETH3.00% APY
TetherUSDT3.00% APY

Best

3.00%

ETH

Average

3.00%

Across supported coins

Lockup

30-365 days

ether.fi
Available in the USVaries payouts
BitcoinBTC0.33% APY
EthereumETH2.43% APY

Best

2.43%

ETH

Average

1.38%

Across supported coins

Lockup

Varies

LendProtocol
Worldwide, excluding USDaily payouts

Lending · Loans

XRPXRP12.00% APY

Best

12.00%

XRP

Average

12.00%

Across supported coins

Lockup

None

Solid
Available in the US

DeFi · Neobank

USD CoinUSDC6.64% APYUp to 8.00%

Best

6.64%

USDC

Average

6.64%

Across supported coins

Lockup

None

Wirex
Available in the USWeekly payouts

Neobank

TetherUSDT6.00% APY

Best

6.00%

USDT

Average

6.00%

Across supported coins

Lockup

None

Axal
Available in the USVaries payouts

DeFi · App

USD CoinUSDC6.00% APYUp to 10.00%

Best

6.00%

USDC

Average

6.00%

Across supported coins

Lockup

None

Billz
Available in the USVaries payouts

DeFi · Loans

SolanaSOL3.00% APYUp to 10.00%

Best

3.00%

SOL

Average

3.00%

Across supported coins

Lockup

Flexible

Zengo
Available in the USDaily payouts

Staking · Wallet

EthereumETH3.00% APYUp to 4.00%

Best

3.00%

ETH

Average

3.00%

Across supported coins

Lockup

Flexible / varies

Ju.com
Available in the USAt end of term payouts

Exchange

TetherUSDT2.01% APYUp to 3.79%

Best

2.01%

USDT

Average

2.01%

Across supported coins

Lockup

7-90 days

Best Crypto Earn Programs for Supported Coins

This crypto earn program table helps you compare platforms that pay yield on major coins, including BTC, ETH, SOL, XRP, LTC, DOGE, USDT, and USDC. Instead of checking each provider individually, you can evaluate supported assets, APY range, and program details in one view.

How to Choose a Platform

The best crypto earn platform depends on your asset mix and risk tolerance. Use supported coin coverage first, then compare APY range and average rates. Finally, review payout cadence, lockup requirements, and account eligibility before depositing funds.