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Best USDC Yields

We track 18 platforms generating yield on USDC. Compare current APY yields.

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Latest USDC rate increases

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Latest USDC rate reductions

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Calculate Your USDC Yields

Estimate your future earnings based on current USDC APY rates. Compound interest can significantly grow your stack over time.

%
1Y5Y10Y
Projected Balance--After 5 Years
Total Profit--Earnings
Daily--
Weekly--
Monthly--
Annually--

*Breakdown estimates based on Year 1 earnings. Totals based on annual compounding over duration.

What is a USDC Yield Account?

A USDC yield account pays returns on your crypto that you deposit into a yield account. These platforms lend your assets to institutions, borrowers, or decentralized protocols, generating yield that is passed back to you.

Yields for USDC are often ranging from 1% to over 10% APY depending on market conditions, yield generation strategy and the platform's risk profile.

All USDC Yields

Comprehensive list of all tracked platforms.

18 Platforms
Lune

Lune

29.5% APY
YouHodler

YouHodler

20% APY
EarnPark

EarnPark

20% APY
CoinDepo

CoinDepo

18.5% APYUP
Nexo

Nexo

14% APY
Nebeus

Nebeus

12% APY
Solid

Solid

6.64% APYUP
CoinRabbit

CoinRabbit

5% APY
Kraken

Kraken

4.08% APYDOWN
Figure Markets

Figure Markets

3.85% APYUP
Tuyo

Tuyo

3.79% APYDOWN
Aave App

Aave App

3.42% APY
KAST

KAST

3.3% APY
Phemex

Phemex

2% APYUP
iTrustCapital

iTrustCapital

2% APYUP
Crypto.com

Crypto.com

0.5% APYDOWN

Checklist: How to choose a USDC yield account

  • Compare APY & TiersEnsure the best yield applies to your specific deposit amount (some platforms lower rates for large balances).
  • Check Withdrawal TermsDecide between flexible accounts (withdraw anytime) or fixed lock-ups (higher yields but less liquid).
  • Platform HistoryLook for platforms with a solid track record through multiple market cycles.

How to Calculate USDC Yield

Most platforms quote rates in APY (Annual Percentage Yield), which accounts for compound interest. If a platform offers 5% APY on USDC, and you deposit 1 USDC, you would have 1.05 USDC after one year, assuming the rate stays constant and interest compounds.

Risks of Earning Yield on USDC

  • Platform Risk: Centralized platforms hold your private keys. If they go bankrupt, you may lose funds.
  • Smart Contract Risk: In DeFi protocols, bugs in the code could be exploited.
  • Market Volatility: While you earn yield inUSDC, the USD value of your asset can drop significantly.

Frequently Asked Questions

What is the current price of USDC?

The current price of USDC is loading.... Prices fluctuate based on market demand and are updated in real-time.

Is earning yield on USDC safe?

It carries risk. Unlike a bank account, crypto yield accounts are not FDIC insured. Only deposit what you can afford to lose and consider diversifying across multiple platforms.

Do I need to lock my USDC?

Not always. Flexible accounts allow you to withdraw anytime, though usually at a lower yield. Fixed terms (30, 90 days) typically offer higher APY.