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Phemex vs Kraken
Compare rates, fees, access, and key features side by side.
Phemex
Quick takePhemex offers Flexible Savings and a separate lending pool where supplied assets earn interest from borrowers. Flexible Savings can be redee...
Kraken
Quick takeKraken is a custodial crypto exchange offering flexible staking, bonded staking, and Auto Earn for eligible assets and regions. Flexible pro...
Trading costs and documented exchange features
Spot fee estimates use CIR’s tracked maker/taker data. Funding, spread, slippage and withdrawal charges are additional. Simple buys and recurring orders may use different pricing.
| Compare | Phemex | Kraken |
|---|---|---|
| $25 spot taker order | $0.025 | $0.20 |
| $100 spot taker order | $0.10 | $0.80 |
| $500 spot taker order | $0.50 | $4.00 |
| Fee schedule | Phemex spot | Kraken Pro spot |
| USDC withdrawals on Base | Not verified | Choose Base and confirm the receiving wallet supports native USDC. Limits and charges are shown in the withdrawal quote. Source · checked September 9, 2026 |
| USDT withdrawals on Tron | Not verified | Select Tron (TRC-20) for USDT. Product restrictions and withdrawal costs depend on your account. Source · checked September 9, 2026 |
| US ACH bank cashouts | Not verified | ACH cashouts are available to eligible US accounts after any balance holds clear. Source · checked September 9, 2026 |
| ACH bank deposits | Not verified | Eligible US accounts; ACH Plaid deposits carry a seven-day withdrawal hold. Source · checked September 9, 2026 |
| SEPA / SEPA Instant | Not verified | EUR deposits through supported providers; bank and account eligibility vary. Source · checked September 9, 2026 |
| GBP Faster Payments | Not verified | Plaid FPS for eligible UK accounts; first deposits may take longer. Source · checked September 9, 2026 |
| Debit card purchases | Not verified | Eligible regions and cards only. Card processing and instant-buy costs differ from Pro spot fees. Source · checked September 9, 2026 |
| Scheduled crypto purchases | Not verified | Daily, weekly, biweekly or monthly orders. Recurring-buy fees and spread apply separately from Pro fees. Source · checked September 9, 2026 |
| Bitcoin Lightning withdrawals | Not verified | Send to a compatible Lightning invoice; check the withdrawal preview and account limits. Source · checked September 9, 2026 |
| USDC spot markets | Not verified | Check the pair available to your account. Displayed general spot fees may differ for stablecoin pairs. Source · checked September 9, 2026 |
| USDT spot markets | Not verified | Check the pair available to your account. Displayed general spot fees may differ for stablecoin pairs. Source · checked September 9, 2026 |
| XRP spot markets | Not verified | Check the pair available to your account. Displayed general spot fees may differ for stablecoin pairs. Source · checked September 9, 2026 |
| SOL spot markets | Not verified | Check the pair available to your account. Displayed general spot fees may differ for stablecoin pairs. Source · checked September 9, 2026 |
“Not verified” means CIR has no current evidence for this comparison, not that the exchange lacks the feature.
Explore exchange rankings by use case →
General
Fees & Financial
Cryptocurrency Rates
Phemex
ReviewPros
- Flexible Savings permits redemption without a lockups
- Auto-Transfer can allocate eligible idle balances automatically
Cons
- KYC is required
- Phemex does not serve U.S. customers
Kraken
ReviewPros
- Supports flexible and bonded staking across a broad selection of assets, with rewards paid weekly.
- Auto Earn can keep eligible assets available for trading or withdrawal while automatically allocating them to supported rewards programs.
Cons
- Flexible Staking and Auto Earn generally deduct 30% of rewards, while the entry bonded tier deducts 25%.
- Flexible staking may generate rewards on only up to half of the selected balance for assets with an unbonding period.
