Crypto.com vs EXMO

Compare rates, fees, access, and key features side by side.

Crypto.com

Quick takeCrypto.com offers several earning routes inside a broad trading and payments app, but the product menu requires careful reading. Crypto Earn...

Score3.8

Visit Site Review

EXMO

Quick takeEXMO Earn offers flexible and fixed plans across major cryptocurrencies and stablecoins. Flexible plans pay daily, compound automatically, a...

Score3.9

Visit Site Review

Comparison

General

Platform

Crypto.com

EXMO

Founded

Crypto.com2016

EXMO2014

Headquarters

Crypto.comHong Kong

EXMOLondon, UK

Availability

Crypto.comWorldwide, all US states except NY

EXMOWorldwide

Fees & Financial

Bonus

Crypto.comEarn up to $100 of CRO

EXMO$2 in BTC

Token

Crypto.comCRO

EXMOEXM

Compounding

Crypto.comNo

EXMONo

Payouts

Crypto.comWeekly

EXMO

Fees

Crypto.comYes

EXMO

Lockup

Crypto.comNone (flexible), 1 month, 3 months

EXMO

Maker Fee

Crypto.com

EXMO0.3

Taker Fee

Crypto.com

EXMO0.3

Cryptocurrency Rates

BTC Rate

Crypto.com0.2%

EXMO0.2%

BTC Max

Crypto.com

EXMO

ETH Rate

Crypto.com0.2%

EXMO1.2%

ETH Max

Crypto.com

EXMO

Stablecoin Rate

Crypto.com0.5%

EXMO

Crypto.com

Review

Pros

Flexible, one-month, and three-month Crypto Earn terms are available for multiple assets.
Earn Plus provides a separate stablecoin option without the ordinary tiered-reward quota.
Rewards generally accrue daily and are distributed weekly.

Cons

The best rates may require a higher Level Up tier and a 365-day CRO stake or lockup.
Rates vary by asset, term, deposit tier, account level, and jurisdiction, making headline rates difficult to compare.
Fixed-term funds are unavailable until maturity, and promotional Flash Rewards are not offered to U.S. residents.

EXMO

Review

Pros

Flexible Earn pays daily, compounds automatically, and permits partial withdrawals.
EXMO identifies Gearbox and other DeFi protocols as material yield sources.
Existing fixed contracts retain their agreed rate through maturity after schedule changes.