Backpack vs EarnPark

Compare rates, fees, access, and key features side by side.

Backpack

Quick takeBackpack offers exchange-based lending and Solana earning products with terms that depend on the asset. Its strongest feature is Auto-Lend, ...

Score3.9

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EarnPark

EarnPark is a crypto investment platform that provides financial services to users looking to earn interest using cryptocurrencies. They are developin...

Score3.8

Popular75 recent visitors

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Comparison

General

Platform

Backpack

EarnPark

Founded

Backpack2022

EarnPark2022

Headquarters

BackpackTokyo, Japan

EarnParkUK

Availability

BackpackWorldwide (lending unavailable in US, a few states restricted)

EarnParkWorldwide (services limited in the US)

Fees & Financial

Bonus

Backpack

EarnPark

Token

Backpack

EarnPark

Compounding

BackpackYes

EarnParkYes

Payouts

Backpack

EarnParkDaily

Fees

Backpack

EarnParkYes (network fees)

Lockup

BackpackUnbonding period applies

EarnParkNone

Maker Fee

Backpack0.08

EarnPark

Taker Fee

Backpack0.1

EarnPark

Cryptocurrency Rates

BTC Rate

Backpack0.02%

EarnPark10%

BTC Max

Backpack

EarnPark

ETH Rate

Backpack0.13%

EarnPark15%

ETH Max

Backpack

EarnPark

Stablecoin Rate

Backpack

EarnPark20%

Backpack

Review

Pros

Auto-Lend can allocate supported idle balances without repeated manual subscriptions.
SOL returns can include validator, block, and Jito MEV rewards.
A balance threshold can keep part of an eligible asset outside Auto-Lend.

Cons

Exchange lending is unavailable to U.S. customers and may have other regional limits.
Lending rates change with pool demand and are not guaranteed.
Backpack USD is an internal unit that cannot be withdrawn directly.