Backpack vs BTSE

Compare rates, fees, access, and key features side by side.

Backpack

Quick takeBackpack offers exchange-based lending and Solana earning products with terms that depend on the asset. Its strongest feature is Auto-Lend, ...

Score3.9

Visit Site Review

BTSE

Quick takeBTSE Earn offers flexible savings, fixed deposits, and Auto-Earn for supported exchange balances. Auto-Earn is the clearest convenience: it ...

Score3.9

Visit Site Review

Comparison

General

Platform

Backpack

BTSE

Founded

Backpack2022

BTSE2018

Headquarters

BackpackTokyo, Japan

BTSECosta Rica

Availability

BackpackWorldwide (lending unavailable in US, a few states restricted)

BTSEWorldwide, excluding US

Fees & Financial

Bonus

Backpack

BTSE20% fee discount for 30 days

Token

Backpack

BTSEBTSE

Compounding

BackpackYes

BTSEYes

Payouts

Backpack

BTSEVaries

Fees

Backpack

BTSEYes

Lockup

BackpackUnbonding period applies

BTSENone or fixed deposits for 7-90 days

Maker Fee

Backpack0.08

BTSE0.05

Taker Fee

Backpack0.1

BTSE0.075

Cryptocurrency Rates

BTC Rate

Backpack0.02%

BTSE3%

BTC Max

Backpack

BTSE

ETH Rate

Backpack0.13%

BTSE3%

ETH Max

Backpack

BTSE

Stablecoin Rate

Backpack

BTSE6%

Backpack

Review

Pros

Auto-Lend can allocate supported idle balances without repeated manual subscriptions.
SOL returns can include validator, block, and Jito MEV rewards.
A balance threshold can keep part of an eligible asset outside Auto-Lend.

Cons

Exchange lending is unavailable to U.S. customers and may have other regional limits.
Lending rates change with pool demand and are not guaranteed.
Backpack USD is an internal unit that cannot be withdrawn directly.