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AscendEX vs SoFi

Compare rates, fees, access, and key features side by side.

AscendEX

AscendEX

Quick takeAscendEX combines exchange-managed staking with other Earn offers. Its clearest advantage is Instant Unbonding, which can return supported s...

Score3.8
VS
SoFi

SoFi

SoFi is a U.S.-based fintech and nationally chartered bank offering banking, investing, loans, credit cards and crypto services. SoFi has grown into o...

Score4.2

General

Platform
AscendEXlogo
SoFilogo
Founded
AscendEX2018
SoFi2011
Headquarters
AscendEXSingapore
SoFiSan Francisco, CA
Availability
AscendEXWorldwide, excluding US
SoFiUS

Fees & Financial

Bonus
AscendEXInvite code: UD4DBENEU
SoFi
Token
AscendEXASD
SoFiSoFiUSD
Compounding
AscendEXYes
SoFi--
Payouts
AscendEXDaily
SoFi
Fees
AscendEXVaries
SoFiGas fees
Lockup
AscendEXNone
SoFi
Maker Fee
AscendEX0.1
SoFi1.9
Taker Fee
AscendEX0.1
SoFi1.9

Cryptocurrency Rates

BTC Rate
AscendEX
SoFi
BTC Max
AscendEX
SoFi
ETH Rate
AscendEX
SoFi
ETH Max
AscendEX
SoFi
Stablecoin Rate
AscendEX10.52%
SoFi

AscendEX

Review

Pros

  • Supports exchange-managed staking for several proof-of-stake assets.
  • Instant Unbonding can shorten the wait for supported assets.
  • Some staked balances can remain usable as margin collateral.

Cons

  • Instant Unbonding fees vary by asset and can materially reduce the return.
  • Regular unstaking can leave assets unavailable while rewards have stopped.
  • AscendEX is not available to U.S. customers.

SoFi

Review

Pros

  • Regulated, nationally chartered bank

Cons

  • SoFiUSD less universal than USDC/USDT
  • Yield products forthcoming